Own it. Earn it. Spend it.
Let money serve your life.
Fiat-crypto conversion, high-yield accounts, credit card, and more. Beat the banks, ready?
Own it. Earn it. Spend it.
Let money serve your life.
Fiat-crypto conversion, high-yield accounts, credit card, and more. Beat the banks, ready?
Why Hyperbeat
beats your bank
All Hyperbeat products are designed to beat banks at their own game – empowering the custody, mobility, and growth of your money.
Your Keys, Your Money
Unlike banks that hold your deposits on their balance sheet, you retain full self-custody. No freeze risk, no withdrawal limits, no bank runs. Every transaction is verifiable on-chain.
Trade Everything, Up to 40x
Stocks, crypto, commodities, and indices — all from the same account you save and spend from. Go long or short with up to 40x leverage on the world's fastest onchain order book.
Spend Without Selling
Use crypto, stocks, or gold as collateral to spend via card — without selling a single token. Your assets keep earning yield while you spend anywhere Visa is accepted.
Earn More Than Any Savings Account
Access institutional-grade yield strategies with up to 20% APY — auto-compounding, transparent on-chain sources, and no hidden fees. Your money works harder than it ever could in a bank.
Get started in 4 steps
Create your account in minutes with just your email and a passkey – no paperwork, no waiting, no hassle.
Sign up with your email
Receive a secure verification code to your email
Set up your passkeys
Passkeys lets you quickly and securely log in using facial, fingerprint recognition, or device passcode, instead of a password.
Fund your account
Send crypto from a wallet you own, or deposit money from your bank account to fund your Liquid Bank account.
Spend with your credit card
Pay for coffee, but don't want to sell your crypto? Spend by borrowing against your portfolio with your credit card.
One account. No intermediaries.
Save, spend, trade, and ramp, all from a single self-custodial smart wallet on HyperEVM. No CEX. No bank. No waiting.
Self-Custody by Default
Your assets sit in a smart wallet you control. No custodian can freeze your balance.
Native Multi-Chain Deposits
Send native BTC, ETH, or SOL directly into your Liquid Bank. No CEX, no wrapped IOUs.
Chat & Pay
Message friends, split bills, and request payments — all in one thread.
gm
mind settling the lunch bill?
Send money
masterbeater.hl requested 69.00 USDT ($69.02) from you
ty for the request. paying now
View transaction
You sent 69.00 USDT ($69.02) to masterbeater.hl
cheers
Transparent Yield
Earn on idle balances with on-chain strategies. Auditable end to end.
Spend Without Selling
Use crypto as collateral to spend via card — your assets keep earning yield.
Trade From Your Bank
Equities, crypto, commodities, and indices — all on leverage, all from one account.
Frequently asked questions
Find answers to common questions about Hyperbeat accounts, security, and how we help you get more from your money.
Beat the banks.
Are you ready?
Join thousands who have already made the switch to Hyperbeat. Your money deserves better: more control, more growth, more freedom.
